Hi everyone, I'm facing hard times now.
I'm a SPM 2011 leaver and after I got my SPM result I've applied most of the scholarships available. At this stage, I got the The Star Education Fund which offers me 1year foundation & 3years Bachelor of Business in Finance in Help University College (I wonder why there's only Finance, but not something like Banking&Finance / Accounting&Finance). The fund only covers the tuition fee so the others fee I have to bear myself (Approx RM7000 for 4years). However, I did attend Felda's & Taylor's 1st round interview, while the outcome remains unknown. I've also applied Maybank, Sime Darby & JPA - Germany.
My SPM result is not that good (4A+,5A,1A-,1B+) [Math, Add Math, Physics, Chem - A+, Bio, Eng, Moral, Sej, EST - A, BM A-, BC - B+] Problem is that, I'll think if I accept the scholarship given by The star, I've no chance to get [maybe] the better offer after my STPM. I think if I get CGPA 3.5&above plus if I get a place in Top50 Uni in the world, I can apply PILN scholarship in 2014. Or perhaps I can get other scholarships. So maybe I'll study my degree course in overseas.
Apparently I come from a low-income family, to be more precise, my parents have divorced and my mother is the only pillar in my family with monthly income RM3000. So she can't afford to support me if I didn't get any financial support.
Could anyone help me out in this case? Should I just play safe and accept the scholarship and study in Help for 4years and only continue my postgrad overseas [if I could], or take the risk to study Form 6 and wait for the better chance? Maybe UM / UKM is better than HELP institution?
One more question, my passion lies on Math and Physics. So actually it doesn't matter if I get a course like engineering or finance. But what's the difference between Finance and Banking&Finance?
I really hope that someone could share his/her experience here and give me some advice. I have to reply The Star by today.